The main function of the Agency is protection of citizens (natural persons), small entrepreneurs and non-profit organisations from losing their deposits in the event of bankruptcy of a credit institution in which they hold a deposit.



14.02.2017. / Public Call for Expressions of Interest for the Acquisition of 100 % of the Ordinary Shares of JADRANSKA BANKA d.d. Šibenik

Public Call for Expressions of Interest for the Acquisition of 100 % of the Ordinary Shares of JADRANSKA BANKA d.d. Šibenik - Download



17.06.2016. / Declaration based on the 112 (1) of the Directive 2014/59/EU

Based on the Article 112 (1) of the Directive 2014/59/EU of the European Parliament and of the Council of 15 May 2014 establishing a framework for the recovery and resolution of credit institutions and investment firms and amending Council Directive 82/891/EEC, and Directives 2001/24/EC, 2002/47/EC, 2004/25/EC, 2005/56/EC, 2007/36/EC, 2011/35/EU, 2012/30/EU and 2013/36/EU, and Regulations (EU) No 1093/2010 and (EU) No 648/2012, of the European Parliament and of the Council, State Agency for Deposit Insurance and Bank Resolution declares:

In the year 2015 State Agency for Deposit Insurance and Bank Resolution as the Resolution Authority designated by the Act on the Resolution of Credit Institutions and Investment Firms (“Official Gazette” 15/2015) did not impose any administrative penalties to any credit institution or investment firm for infringing the national provisions related to the transpose of the Directive 2014/59/EU into the Republic of Croatia’s legal framework.


10.09.2015. / EFDI2015

State Agenvy for Deposit Insurance and Bank Resolution


10.09.2015. / EFDI2015

Državna Agencija za osiguranje depozita i sanaciju Banaka (DAB) bila je domaćin velike međunarodne konferencije Europskog Foruma Osiguravatelja Depozita (EFDI) pod nazivom: ''Sailing toward financial stability''.


02.04.2015. / 1st meeting EFDI members of Balkan Regional

1st meeting  EFDI members of  Balkan Regional

Zagreb, 27th March 2015

Croatia hosted first gathering/meeting of EFDI members from Balkan Region, which took place on March 27th 2015 in Zagreb.

Representatives of Albanian, Bosnian, Montenegro, Macedonian and Serbian deposit insurers were participating in the meeting.

Together with sharing best practices and recent experience form each market, topics that were discussed on the meeting were related to the new EU Directives and implementation in forthcoming period.
Participants shared status update related to implementation of Directives into their national legal framework and expressed opinion on expected influence on financial stability form perspective of deposit insurance.

Clear need for signing the memorandum of understanding, between participating members, was joint conclusion of the meeting in order to enable and improve further exchange of experience, information and knowledge and in order to easier align protection of depositors in the Region protecting overall financial stability in accordance of EU directives.


03.09.2014. / State Agency for Deposit Insurance and Bank Resolution (DAB) became 77th Member of IADI

On 27th August 2014 the Executive Council of the International Association of Deposit Insurers (IADI) has approved the membership for the State Agency for Deposit Insurance and Bank Resolution, so Croatia became 77th Member of the IADI.

IADI is international association, formed in May 2002 to enhance the effectiveness of deposit insurance systems by promoting guidance and international cooperation. Members of IADI conduct research and produce guidance for the benefit of those jurisdictions seeking to establish or improve a deposit insurance system. 

IADI currently represents 77 deposit insurers from 75 jurisdictions. IADI is a non-profit organization constituted under Swiss Law and is domiciled at the Bank for International Settlements in Basel, Switzerland. 

In order to contribute to the stability of financial systems by promoting international cooperation in the field of deposit insurance, the Basel Committee on Banking Supervision and the International Association of Deposit Insurers (IADI) issued the Core Principles for Effective Deposit Insurance Systems.