In accordance with Deposit Insurance Act (DIA) all credit institutions registered in the Republic of Croatia are obligated to become members of the deposit insurance system and they are not allowed to take deposits until they enter the Agency's deposit insurance system. This provision makes sure that all the deposits of citizens (natural persons), small entrepreneurs and non-profit organisations in all credit institutions registered in the Republic of Croatia are insured.

According to the same Act, a credit institution is obligated to inform its clients, as well as potential clients, regarding the Agency's deposit insurance system, including information on the right of compensation, the upper limit of the right of compensation, the occurrence of an insured event and the procedure of compensation payment.

The list of members of deposit insurance system in the Republic of Croatia:

1. ADDIKO BANK d.d., Zagreb

2. AGRAM BANKA d.d.,Zagreb

3. BANKA KOVANICA d.d., Varaždin

4. CROATIA BANKA d.d., Zagreb

5. ERSTE&STEIERMÄRKISCHE BANK d.d., Rijeka

6. HRVATSKA POŠTANSKA BANKA d.d., Zagreb

7.  IMEX BANKA d.d., Split

8. ISTARSKA KREDITNA BANKA UMAG d.d., Umag

9. J&T BANKA d.d., Varaždin

10. KARLOVAČKA BANKA d.d., Karlovac

11. KENTBANK d.d., Zagreb

12. OTP BANKA HRVATSKA d.d., Split

13. PARTNER BANKA d.d., Zagreb

14. PODRAVSKA BANKA d.d., Koprivnica

15. PRIVREDNA BANKA ZAGREB d.d., Zagreb

16. RAIFFEISENBANK AUSTRIA d.d., Zagreb

17. SAMOBORSKA BANKA d.d., Samobor

18. SBERBANK d.d., Zagreb

19. SLATINSKA BANKA d.d., Slatina

20. ZAGREBAČKA BANKA d.d., Zagreb

21. PBZ STAMBENA ŠTEDIONICA d.d., Zagreb

22. RAIFFEISEN STAMBENA ŠTEDIONICA d.d., Zagreb

23. WÜSTENROT STAMBENA ŠTEDIONICA d.d., Zagreb

24. INTERNET MOBILE BANK d.d. Križevci - u likvidaciji

25. INVESTICIJSKO-KOMERCIJALNA ŠTEDIONICA d.d. - u likvidaciji

26. OBRTNIČKA ŠTEDNA BANKA d.d. - u prisilnoj likvidaciji

27. PRIMORSKA BANKA d.d. - u likvidaciji

28. ŠTEDBANKA d.d. - u likvidaciji